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SAN JUAN COMMUNITY HOME TRUST |
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San Juan Home Trust receives $50k forgivable loanposted 12/23/05
The loan was issued to the Home Trust on December 15, 2005. Funds will be used to offset the costs of building infrastructure in the Salal neighborhood. The "sweat equity" component will be geared towards finishing the five homes and landscaping the common areas to complete the neighborhood. A portion of the hours may be contributed by designated volunteers. The five new, perpetually affordable homes are in the Salal Neighborhood, on Carter Avenue in Friday Harbor. They are now under construction and on schedule to be completed by the end of January, 2006. This will bring to a total of 15, the number of homes in Salal, and will complete the first project of the San Juan Community Home Trust. The homes are being sold to islanders whose income is below 80% of the area median income. Of the five homes, three are 2-bedroom homes selling for $125,000, and two are 3-bedroom homes, one of which is wheelchair accessible, selling for $135,500. One three bedroom homes is still available to an eligible family. Please call the Home Trust at 378-5541 for information on how to apply. All fifteen of these homes will be perpetually (i.e.forever) affordable. The Home Trust provides a one-time subsidy to the cost of land, infrastructure and construction, and homebuyers restrict the eventual resale price of the home. Increase in resale price is restricted by a formula tied to the area median income, thereby insuring that the homes will continue to be available to working islanders in the future. Home Trust meets challenge grant goal
Roger and Claudia Salquist present a check to Nancy DeVaux. posted 10/25/05
"Roger and Claudia’s tremendous generosity made it possible for us to complete Phase 2 of Salal on schedule, and has inspired all of us who are working on creating affordable home ownership on San Juan Island," DeVaux said. And while the Salquists agreed to match contributions for amounts of $500 or more, donations of amounts less than $500 were also matched, due to the generosity of two other board members. The total amount generated during this campaign was $106,916. The five homes now under construction will complete a total of 15 homes in the Salal Neighborhood of Friday Harbor. The first ten homes have all been sold and are now occupied. The Home Trust creates perpetually affordable homes by subsidizing land and construction costs with funding from grants and community contributions. This one-time investment, combined with restricting resale prices with a formula based on area median income, allows the Home Trust to insure that these homes will be affordable forever to the wage-earning people of San Juan Island. Applications are still being accepted from interested homebuyers for these five homes. There are three two-bedroom homes and two three-bedroom homes available. One of the 3-bedroom homes is ADA accessible. The selling prices are $125,000 and $135,500. Eligibility requirements for homeowners include three years of island residency, a steady income of no more than 80% of the area median income, and having a good credit record and manageable debt. Interested potential homeowners should contact the Home Trust at 378-5541, or through the website at www.hometrust.org. Home Trust Receives $50K Challenge Grant for Salal Homesposted 08/23/05
The Home Trust makes home ownership possible for low and moderate income families by subsidizing the purchase price. While homes are owned by resident homeowners, the underlying land is retained by the Home Trust and leased to the homeowners through a long term ground lease. Homeowners, who otherwise would be unable to purchase a home on San Juan Island, agree to limit their speculative gain through a resale formula that allows the homes to be resold to subsequent buyers at an affordable price. The five homes to be completed this year will sell from $125,000 to $140,000. Eligibility requirements for homeowners include three years of island residency, an income of no more than 80 percent of the area median income, and a good credit record. Applications are now being accepted for the Phase 2 homes in Salal, and interested potential homeowners should contact the Home Trust at 378-5541, or via the website at www.hometrust.org. DeVaux new director of San Juan Home Trustposted 08/02/05
She is a past member of the Board of the Home Trust and was very active in its formative stages. During frequent island visits, DeVaux kept tabs on the progress of the Home Trust's Salal Neighborhood on Carter Avenue and reports that she has been "impressed with the quality of homes and the people who are working together to bring this vision to a reality." DeVaux says she "delights in the opportunity to learn more and educate others about the challenges and possibilities for affordable housing in our own community." She "identifies with the working people on San Juan Island who have found the possibility of home ownership diminishing as housing prices have escalated." DeVaux expects to be in place at the Home Trust office at 435-C Argyle Avenue by mid-August. Among her many priorities, Nancy hopes to focus on the "tremendous potential, as well as serious need, for expansion of San Juan Community Home Trust using innovative ideas and partnerships." More information about the home trust is available at www.hometrust.org or by emailing info@hometrust.org. Home Trust won't sell home to new teacherBy Sharon Kivisto posted 07/21/05
Board member Chris Pope said the home trust board has said the residency requirement would be reduced for teachers. "We never said we would waive them. The staff person said OK, but they were not an official board person," he said. "The board had uneasiness about waiving the residency requirement entirely. The residency requirement is in place, so people just off the boat can't purchase homes. Exceptions can be made on a case by case basis." School District staff are trying to find housing for the teacher, his wife and their two children. Anyone with information can call the district office at 378.4133. Islanders Bank helps new homeowners
Carrie Brooks (right) hands homeowner Ladd Holroyd a $5,000 check Saturday, March 5, 2005. posted 03/08/05
San Juan Community Home Trust Director Scott Boye, board members Chris Pope, Bill Agosta, Allan Roochvang and members of the Community Land Trust Alliance of San Juan County were on hand for the occasion. The alliance held their meeting in Holroyd's new home at the Salal Neighborhood on Carter Avenue in Friday Harbor Saturday morning, March 5, 2005. Home in time for the holidaysStory and photos contributed by Lee Sturdivant | ||||||||||||||||||||||||||||
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Board member Peter Kilpatrick hands over keys to Salal home owner Joan Benney
Volunteers and homeowners, Daniel Finn and Daryl Andrews work on Ladd Holroyd's porch at Salal. |
posted 12/20/04
"Such a first effort is probably always the toughest, and always the most rewarding," said Scott Boye, Executive Director of the San Juan Community Home Trust, the group of island volunteers who are now watching with pride as the first ten houses in the Carter Ave. development are occupied by eager new home buyers – all island residents for at least two years. The Salal Neighborhood is San Juan Island’s first permanently affordable home-ownership project built on the Community Land Trust — a national model used for several years to build such housing on Orcas and Lopez islands. | |||||||||||||||||||||||||||
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The modular homes, designed by local architect El Baylis, were stick-built in a factory in British Columbia, delivered to the island by ferry and installed by cranes onto concrete foundations built by local contractors. Peter Kilpatrick of Ravenhill Construction, and a member of the Home Trust Board, has acted as volunteer project manager overseeing the project. "We are thrilled to be getting these home owners in at last," said Kilpatrick, "and incredibly grateful for the community support that had to be there for this result to occur. But we were also stunned at how tough and hard-won this effort has been. It’s been a steep learning curve for the board and all the volunteers. Our next project should go easier." Bill Agosta, chair of the Home Trust board, said there will be an open house for interested islanders in the spring, "when the weather and landscaping make it less of a muddy experience." He encouraged all islanders to continue their support of the project (the last five Salal homes will go up next year), to join as Home Trust members and volunteers 378-5541, and to offer whatever talents they can to help keep island home ownership possible for a broader group of islanders. "If we continue working together," he said, "we really can create a more economically diverse and sustainable community.” Salal homes move into the neighborhoodPhotos contributed by Lovel Pratt | ||||||||||||||||||||||||||||
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One of the three modules belonging to the second home to be set arrives by truck.
The straps to lift the module off the truck are installed.
The module is moved to the foundation. |
Almost three years in the making, the Salal Neighborhood is coming to life. The first of the ten homes in phase one was installed Thursday, August 19, 2004. By the end of the day Friday, four homes were in place. The other six will be in place by early next week. According to San Juan Community Home Trust Treasurer Larry Soll, the first homeowners should be in by the end of September. There are still two phase one homes available. These three-bedroom homes sell for $125,500. Applications may be picked up at the Home Trust office at 435-C Argyle Street (next to the Computer Place) or by calling 378.5541. | |||||||||||||||||||||||||||
Home Trust awarded $225,000 to complete Salal Neighborhoodposted 07/26/04
"We finally have most of the funding needed to complete the Salal Neighborhood," said Lovel Pratt, Home Trust Director. "We are thrilled that the State Housing Trust Fund chose the Salal Neighborhood as well as OPAL CLT's project. The State recognizes the desperate need for permanently affordable home ownership opportunities here in San Juan County." "With the Housing Trust Fund award the Home Trust is moving forward with the development of the five remaining houses of the Salal Neighborhood, confident that the San Juan Island Community will come forward with the final $45,000 that we need," said Home Trust Board President, Bill Agosta. The first ten homes of the Salal Neighborhood, which is located on Carter Avenue in Friday Harbor, will be completed in September. Homebuyers are receiving their mortgage approvals as the foundations for their homes are being poured. The construction of the first ten homes has been completed at the modular factory, and these homes will be set on their foundations in August, 2004. The Home Trust will ensure permanent affordability by maintaining ownership of the land and selling only the houses, with a lease to the land, to the homebuyers. The ground lease provides some equity gain for homeowners when they choose to sell, while at the same time ensuring that the homes are resold to income eligible buyers at a price that is affordable to those earning less than 80% of the County's median income. There are two- and three-bedroom Salal Neighborhood homes still available. Salal Neighborhood homes will be certified by Eagle Institute which requires a higher level of indoor air quality, increased energy efficiency, decreased likelihood of mold, and reduced usage of toxic construction materials. For more information please call the Home Trust office at 360-378-5541 or email: info@hometrust.org. Home Trust receives grant from Paul Allenposted 04/30/04
This grant from The Paul G. Allen Charitable Foundation also provides funding for infrastructure such that Salal Neighborhood residents will be able to have high speed internet access at approximately the same cost as basic dial-up service, providing both educational and economic development opportunities to these families. Fundraising for phase two of the Salal Neighborhood project is underway with $300,000 needed to complete the remaining five homes. The Paul G. Allen Charitable Foundation is dedicated to strengthening families and communities in the Pacific Northwest in the areas of the arts, health and human services, science, and technology in education. The Foundation invests in effective organizations that address significant community needs, reflect best practices, leverage public and private resources, and contribute to lasting, positive social change. Founded in 1988, The Paul G. Allen Charitable Foundation is administered through Vulcan Inc. of Seattle. Salal neighborhood houses arrive
posted 04/05/04
Work is continuing on the Carter Avenue site where the homes will be located. In the meantime, the modules will be stored at Friday Harbor Port property. SJCHT Director Lovell Pratt expects the first family to move in around September 1. Port permits parking of modularsposted 03/02/04
Pratt has been searching for a place to park the modules temporarily. The site work at the Carter Avenue site has been delayed because of wet weather. Friday Harbor residents, Cal and Mary Karen Ryan, have agreed to allow temporary parking of some of the modules on property they own off of Mullis Avenue. With the two sites, Pratt believes the trust will be able to store all ten modular homes. The ten homes are the first phase of the permanently affordable housing project. Another $220,000 is needed for land acquisition and infrastructure for phase two. Five houses will be built in the second phase. Residents should be in their new homes in the first phase by September, Pratt said. Interest rates can't be locked in for the loans until more progress has been made. Some of the families are financing partly through the Washington State Housing Finance Commission. Pratt says the WSHFC has several programs for first-time home buyers - people who haven't owned a home within the past three years. The commission has programs for down payment assistance and for mortgages. Income eligibility guidelines for WSFC are higher than the guidelines required by the trust. According to the WSHFC Web site applicants are required to attend a commission-sponsored homebuyer education seminar. Pratt is a certified instructor. Anyone interested in more information about the seminar can call her at 378.5541 or email: lovel@hometrust.org.
The income limits for a family of one or two persons in San Juan County is $61,200. For a family of three or more people the limit is $70,000. The purchase price limit is $230,000 for San Juan County. Salal Neighborhood Homes Construction Underway with $113,000 - $125,500 Homes Still Available for Purchaseposted 02/17/04 "The quality of the construction is higher than that of a custom home because of the fact that the modules have to be transported by truck," said Peter Kilpatrick. Dave Finet, Director of Energy and Home Repair at the Opportunity Council in Bellingham also made an inspection of the Salal Neighborhood homes. "I was very impressed," said Finet, "Having built many homes and investigated many building failures, I believe these are the highest quality homes I have ever seen. I do not believe you can build a home close to this for the price out in the field. They have a great team at Britco. If we went out to design a home with the building science knowledge we possess, it would be a mirror of these homes." The Home Trust has received a $74,430 grant from the Opportunity Council for energy efficiency and healthy home components in the Salal Neighborhood homes. Site work at the Salal Neighborhood is 50% complete, but had to stop for the winter due to the torrential rains. The modules for the first 10 homes will come to the island in April and will be stored at a temporary location until the site work can resume and the foundations are completed. The first 10 homes of the Salal Neighborhood will be ready for purchase by income-qualified residents by September. Five additional homes will be constructed by the end of 2004. With nine families having completed the pre-qualification process, there is still one of the first 10 homes available for purchase as well as the five homes to be built later this year. If anyone is interested in more information on purchasing a Salal Neighborhood home ($113,000 for the two-bedroom model and $125,500 for the three-bedroom model) please contact Home Trust Director Lovel Pratt at 378-5541 or lovel@hometrust.org
Home Trust Board Members Peter Kilpatrick, Chris Pope, and Mark Hetrick inspect the exterior of a Salal Neighborhood home second floor module.
Peter Kilpatrick inspects the icynene insulation of a Salal Neighborhood second floor module.
Salal Neighborhood home walls being set at the modular factory, Britco.
Salal Neighborhood home kitchen near completion
Peter Kilpatrick and Mark Hetrick inspect the interior of a Salal Neighborhood home bedroom
Sliding glass door entrance in a Salal Neighborhood home first floor module
1. Make reservations by calling Enterprise at (360) 293-4325 2. Tell them your group #45N0945 (San Juan Community Home Trust) 3. Tell them what ferry you will be on. 15% of all car rental costs are donated to The San Juan Community Home Trust to be used to build permanently affordable homes. The trust says "Try it, you'll love it!" Call San Juan Community Home Trust at 360.378.5541 |
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Home trust offers dicount car rentalsposted 06/11/03
"Enterprise will meet your ferry in Anacortes and take you to the rental car. On your return, you can leave the car at Charlie’s restaurant lot, put the keys in a lock box and walk on the ferry," said Soll. And for every car rented using the special group number the Home Trust will earn a small commission. "It’s perfect," said Soll, "if you just need to go for a doctor’s appointment in the summer, or to pick up someone at the airport, and don’t want to worry about getting to the boats on time – or spending hours in the lot waiting. " The rates negotiated for a compact car are less than the current ferry car and driver rate: $27 per day. Compact weekend packages (from Friday noon to Monday noon) are $30. The Enterprise plan includes unlimited mileage, offers 24-hour roadside assistance, and airport drop offs are only $35 per rental. "We negotiated with several car agencies," said Soll, "but Enterprise offered the best deal for Islanders. This seemed like a good way for the Home Trust to both earn some money for the permanently affordable home ownership project we are building in Friday Harbor, while offering something we think many islanders can find very useful." To rent a car, just call the regular Enterprise number in Anacortes: 360.293.4325, give the group number: 45N0945 and give the group name: San Juan Community Home Trust. You can also book online at www.enterprise.com and follow directions for Corporate Class Customers. Business donates to home trustposted 02/08/03
"We're delighted to have businesses choose this way of working together to gain for the community," said Chris Pope, co-chair of the home trust business outreach committee. "And we're ever appreciative that King's Market first set this example by sharing profits with local non-profits through their receipt program. These programs really work," said co-chair Joanruth Baumann. Both hope Sarah Smith's choice will encourage other local businesses to join in the program. The Home Trust can be reached at 360.378.5541. Executive Director Lovel Pratt can also be reached at lovel@hometrust.org. Home trust draws up plansConceptual plans for 15 homes to be located on a 2.5 acre parcel on Carter Street are available www.hometrust.org. San Juan Community Home Trust, formerly called San Juan Community Land Trust, received a loan from the Washington non-profit Impact Capital for engineering and preparation of complete construction plans. A construction grant from the State of Washington was not allotted during the spring round of state funding, primarily due to the short operating history of the organization. An application for the fall round of funds is expected to be much stronger according to the home trust members. The group also aims to educate the community about the importance of affordable housing to maintaining a healthy community. Membership and community support continue to increase, and as part of these educational efforts, the board recently changed the name in order to reduce confusion between affordable home ownership and other types of land trusts. An informational mailing will soon be mailed to all San Juan Island residents. Potential homewoners are encouraged to fill out a preapplication, now. Call the Home Trust office, at 360.378.5541 for more information or stop by 435 C Argyle St and talk to Arnie Klaus, the executive director. Pre-application forms available
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